Bankruptcy Attorneys - Rochester MN

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We focus on personal bankruptcy.  Contact us to schedule a free initial consultation where we can discuss the option of bankruptcy

If you are considering bankruptcy, we encourage you to complete the following steps:

• Call to schedule a free initial consultation. (507) 281-3949.
• Read the frequently asked questions on bankruptcy
• Print and complete the Bankruptcy Questionnaire

Bankruptcy is designed to give you a fresh start and may make it possible for you to:

• Stop wage garnishment, debt collection harassment, and similar creditor actions to collect a debt
• Stop foreclosure on your house or mobile home and allow you an opportunity to catch up on missed payments. (Bankruptcy does not, however, automatically eliminate mortgages and other liens on your property without payment.)
• Prevent repossession of a car or other property, or force the creditor to return property even after it has been repossessed
• Restore or prevent termination of utility service
• Eliminate the legal obligation to pay most or all of your debts. This is called a “discharge” of debts. It is designed to give you a fresh financial start.
• Allow you to challenge the claims of creditors who have committed fraud or who are otherwise trying to collect more than you really owe.

For more information regarding our bankruptcy practice or to schedule an immediate consultation with
Brian J. Ellsworth, please email Calie Schaefer at calie@vanruf.com or call 507-281-3949.

Please read the frequently asked questions for more information on bankruptcy.